If you’ve ever wondered if there was a way to save money on everyday essentials, bank fees, movie tickets or just about anything else, we might have the perfect list for you. Gone are the days of relying on docket cut outs, moving money into savings accounts manually and scouring the grocery specials. Because, as Apple would say, there’s an app for that.

Let’s take a look below at our top 10 money saving apps for Australians. 

StoCard

We’ll start off with an app that saves because of convenience. We all have that one friend who seems to always get free coffees, bagels and other snacks because they swipe their loyalty card every single time they buy something at their local cafe. 

This is where StoCard comes in. It’s always on your phone with your digital credit cards so you’ll be more inclined to use it to save money. To set up, all you’ll need to do is scan each store card and StoCard will save the barcode for you to use at each store. 

ShopBack

Another fantastic money saving app for Australians is ShopBack. The app works by offering cash back on purchases in stores from ASOS to Woolworths so you’re able to build up your in-app cash and repurpose it for more purchases. How does up to 7% off groceries or at Myer sound?

Your Bank’s App

Take a look into your bank’s mobile app and there’s a good chance that it has some sort of recently-added saving or budgeting feature enabled. These are fantastic to keep track of expenses in a visual way that is easy to understand and follow. ANZ’s Spendi, for example, allows you to lock a certain amount you’d like to spend each week and reminds you to stay below it. 

WISR

Not your general money saving app, but rather a clever automated assistant for your finances. The WISR app connects to your bank and automatically rounds off all of your expenses to the nearest dollar, depositing the change into a savings or investment account. Each time you buy a pressed juice for $4.50, the remaining $0.50 lands in your savings. 

SplitWise 

This app is a must if you live with family or friends and have shared expenses. SplitWise works by showing what is owed to you, what you owe others and gives you plenty of insight into your finances so you know exactly where money is coming from and where it’s going. In the end, you have more power to create a budget and save over time. 

Fuel Map

If the drive to work, university or anywhere else is eating into your savings because of high fuel prices, then the Fuel Map app is here to help. The continually updated app keeps you in touch with all of the cheapest service stations so you’ll never be stuck accidentally paying the highest price for fuel again. 

Groupon

For anyone who loves events, activities and saving money then Groupon is going to be a lifesaver. The app works to bring all of the latest local deals, promotions and events into one place. Similar to extras.com.au the app will make going to a live event, buying food, visiting the cinema or just about anything else as cheap as possible. 

The ATO App

If you’re looking to save or track expenses and deductions as well as get a hold on your tax return and more, then definitely download the ATO app. It’s a fantastic tool for just about everything related to tax, plus being on mobile means everything’s manageable on the go. 

Pocketbook

When easy-to-use budgeting applications come into play, Pocketbook takes the cake. The app is designed in a visual way which means everything is front and centre, colour coded and displayed in graphs and charts. If you’ve spent too much, have some leftover change or a bill coming up, you’ll know right away on Pocketbook. 

Wallet 

Last up on our list comes Wallet. One of the most well-rounded, powerful money management and saving apps on the App Store. The app does cost $4.29 a month, but it provides complete control of all your finances with links to banks and more. If you want to save money, cut back on certain expenses or find those pesky recurring subscriptions, you’ll be able to do it with the Wallet app. 


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